AAA Auto Pay Terms and Conditions


By enrolling in Auto Pay, your AAA membership dues will be charged to your payment method on file and your membership will renew automatically each year for another one-year term unless you call us at the toll-free Membership Services number appearing on your AAA membership card or visit your local branch to cancel Auto Pay or your membership prior to your membership expiration date. Each year, we will send you a statement of your current services and renewal dues amount no less than 30 days prior to your membership expiration date. We will charge or debit the dues shown on your statement about 10 to 15 days before your membership expiration date if paying by your credit or debit card on file or about 1 business day before your membership expiration date if paying by ACH from your bank account on file. If we are not able to charge your payment method on file, your enrollment in Auto Pay and your membership may be cancelled.


You agree that we may contact you at the phone number on file via a prerecorded voice message, auto-dialer, or text message in the event your Auto Pay fails for any reason or in other circumstances related to Auto Pay or your membership. You agree that we can store your payment information to process future payments, refunds or other adjustments. You may change or update your payment information on file at any time through your online account, by visiting your local branch, or by calling us at the toll-free Membership Services number appearing on your AAA membership card. Returned checks and electronic payments may be re-presented for payment. Each returned payment is subject to a returned payment fee, which may be debited electronically. For fee amount, visit If your card issuer participates in the Card Account Updater program, we may receive an updated card account number and/or expiration date for your card on file. Unless you opt out of the program with your card issuer, we will update our files and use the new information for Auto Pay. We will not receive updated information if your account has been closed. Please refer to for more detail regarding Auto Pay and membership.


Discount on Renewal


A AAA Auto Pay discount applies only to the membership of the member opting for AAA Auto Pay, is for promotional purposes, nonrefundable, nontransferable, has no cash value, and is not valid after the membership cancels.   Discount is only for members enrolling in AAA Auto Pay for the first time. Discount will be applied at the time of AAA Auto Pay enrollment for new memberships or at membership renewal for existing members if enrolled in AAA Auto Pay at the time of renewal.  Discount subject to discount offer terms and conditions.